Buyers

• Information about REALTORS^®
  • Agency disclosure
  • Why use a REALTOR^®?
  • What is a REALTOR^®?
  • REALTOR^® Code of Ethics
   
• Find a REALTOR^® to help you

• Government Tax Credit Information - Get up to $8,000 for first time homebuyers or $6,500 to current home owners.  This credit is scheduled to expire on April 30, 2010.
  


• For Your Protection - We encourage all buyers to research the information available on these websites.
  • Megan's Law - This website contains public information on Michigan's sex offenders.
  • Michigan Methamphetamine Resource - This website contains public information on methamphetamine resources including dump sites and decontaminated sites.
  • Crime View Community - This website contains public information from the Jackson Police Department on crime incidents.

• Disputing Your Seller's Disclosure Statement - Do you believe that the seller of the property that you purchased fraudulently omitted or changed information on the Seller's Disclosure Statement?  Please contact the company below for arbitration information.
  • National Center for Dispute Settlement - What to do when there is an issue with the purchased property after the transaction has already closed.

• Information on buying property
  • Fannie Mae
  Becoming a homeowner
  • Freddie Mac Is home ownership right for you?
   
• Financing
  • Find a lender
  • Federal & local financial information
    • Freddie Mac - Selecting a mortgage
    • HUD - FHA loans
      • Rehabilitation loans - Section 203(b)
    • VA home loans
    • Federal Reserve Board - Home Mortgages: Understanding the process and your right to fair lending
    • Jackson Affordable Housing
  • Understanding credit - Information from the Federal Citizen Information Center Consumer Action website.
  • Credit scores - Information from the Federal Citizen Information Center of the US General Services Administration (GSA).
  • Interest rates
  • Homeownership calculators - From Ginnie Mae
    • Rent vs. Buy calculator
    • Affordability calculator
    • Loan estimator calculator
  • Tax Information
    • Tax Credit Information - from Local Initiatives Support Corporation
    • Guidelines for the Michigan Homeowner’s Principal Residence Exemption Program from the State of Michigan
   
• Inspectors
  • Find a JAAR affiliate Home Inspector
  • Find a JAAR affiliate Pest Inspector
  • Find a JAAR affiliate Septic Inspector
  • Find a JAAR affiliate Water Inspector
  • Find a JAAR affiliate Well Septic Inspector
   
• Environmental issues
  • Radon Frequently Asked Questions answered by the EPA
  • Lead-based paint information from the EPA
  • Mold in your home a guide from the EPA
  • Find a JAAR affiliate Environmental Inspector
   
• Home appraisers
  • Find a JAAR affiliate Appraiser
   
• Property tax estimator. A State of Michigan tool to estimate property taxes.
  
  
• Insurance and warranties
  • Title insurance
    • Find a JAAR affiliate Title Company
  • Home owner insurance
    • Find a JAAR affiliate Home Insurer
  • Home owner warranty
    • Find a JAAR affiliate Home Warranty Company
  
  
• General real estate information
  • InmanNews Real estate news
  • Mapquest
  • US Post Office Movers Guide An on-line tool to change your address.


• Local Jackson information